The financial category is one of the most straight forward of all of the categories. This is probably because our society is obsessed with making money, having money and spending money. Your finances include all of the money that you earn, spend, save, and manage. As far as ThePrysm.com is concerned, here is what we will classify as the different aspects of your financial life:
The financial decisions that you make and your current financial situation directly affect your overall life balance. Of course, being financially secure can provide the means for you to live kind of life you want. Put in the right focus, being financial secure can ensure that you can afford the best doctors, gym memberships, further education, charitable giving and a whole variety of other factors that affect the other categories of your life. Still though, when your financial life is not put in the right perspective it can create havoc on the other categories of your life.

Studies have shown that the number one reason why marriages fail is due to arguments and pressures related to money. Marriages are not the only RELATIONSHIPS that can suffer due to financial pressures in our lives. Many friendships have been lost over business deals gone bad. How many children suffer lasting affects of a parent not being around due to spending too many hours at the office. And believe it or not, our financial decisions can even affect our intellect. How many people drop out of school at the promise to make money now? How many of us don't further our own knowledge and abilities due to the cost that is required?

It is all too common to hear stories in this day and age of people having heart attacks, high blood pressure, and other HEALTH related issues due to placing too much emphasis on work. Money can negatively affect our SPIRITUAL lives also. This can manifest itself in a variety of ways from simply compromising our values to some gross ethical violation all because of the allure of having or making more money.

Yes, money can have both positive and negative affects on our lives. Certainly making money and having money are fun endeavors. The challenge then becomes keep our financial lives in perspective and in balance with the other aspects of our lives.


ThePrysm.com can help you improve your financial life through the various tools, recommendations, and content that we offer in the financial category. Your personalized balance assessment, based on your balance test, will tell you how you scored in the financial category. A well-rounded financially sound life should be characterized by low or no debt, a savings plan, a retirement plan, a sound budget or spending plan, and wise investments.

ThePrysm.com offers many Financial Tools. One of the tools that we offer to help you manage and improve your financial life is ThePrysm.com Money Tracker tool. By tracking your expenses with this tool you will be able to organize your spending into categories. Careful analysis of the results will help you see where your money is going and the areas where you can cut back. Faithfully using the Money Tracker tool for at least one month will enable you to create an accurate budget for subsequent months. Budgeting and the Money Tracker Tool is just one step in bringing the financial category into balance with the other aspects of your life. Setting and tracking financial goals is another important step in gaining control of your finances. Use Goals Setting Tools on ThePrysm.com to set goals to reduce your debt, start a savings plan, or put money away for retirement. The tracking of such financial goals takes discipline and forms positive habits that will in the long run improve your financial life.

If you are at a point in your life where you have investments, you should be tracking them on a regular basis. The Portfolio Tracker on ThePrysm.com is the perfect instrument to do just that. Put all of your securities from various different accounts including your 401ks and IRAs and track them all in one place.

Finally, there are a number of tools to help you get the information you need to help with your financial life. While logged in, the content on the Main Financial Page is all custom tailored to you based on your test and private profile. Read the recommendations and articles, listen to the podcasts and watch the videos, and seek out the information you need from this page. Be sure to scan and post in the Financial Forums for questions you have or to help other members in areas where you can. There are also Financial Groups you can join (or start) to be a part of a larger community where you can get to know other members more closely all with the common goal of improving the financial status of each others lives.

ThePrysm.com can offer you an assessment of your financial life as it relates to your life balance and the other aspects of your life. We can give you the tools to help improve and maintain your financial status. In the end, though, it is up to you to use these tools, read the articles, and seek out the advice to help improve your financial life and your overall life balance.